2024.10.31 2024.10.31
Stellar (XLM) Price Prediction for 2024, 2025-2026 and Beyond

Jana Kanehttps://www.litefinance.org/blog/authors/jana-kane/

Stellar is a blockchain platform focusing on cross-border payments and remittances. The native Lumens token (XLM) facilitates transactions by acting as an intermediary for exchanging currencies and reducing fees. The Stellar project is actively fostering partnerships with various financial institutions, including those focused on remittances and banking services, thus reinforcing its market position.

According to experts, the short-term outlook for Stellar Lumens is shrouded in ambiguity. However, when it comes to long-term investments, many analysts remain optimistic. By 2030, they predict a growth of over 400% from current values. While short-term volatility carries inherent risks, the cryptocurrency’s expanding scope and increasing number of partner projects could lead to significant long-term growth.

Highlights and key points

• The XLM token is trading at $0.09340 as of 31.10.2024.
• The XLM crypto peaked at $0.8756 on 2018-01-03. The all-time low was recorded on 2015-03-05 at $0.0004761.
• In 2026, the XLM rate will range between $0.26 and $0.51, showcasing long-term growth, according to Coinpedia.
• In 2027, according to Changelly and other sources, XLM will trade between $0.55 and $0.63, assuming sustained blockchain development and support among the project’s partners.
• Long-term forecasts to 2030: XLM can increase considerably should the project receive widespread adoption and continue to expand its strategic partnerships.

XLM real-time market status

The XLM cryptocurrency is trading at $0.09340 as of 31.10.2024.

It is important to track the following indicators to properly assess the XLM market:

• The market sentiment reflects the general attitude or mood of investors regarding XLM. Bullish sentiment often indicates increased interest in an asset, which can lead to a price surge.
• Trading volume over the last 24 hours serves as a reliable indicator of an asset’s liquidity and market performance. A high trading volume not only points to significant trader interest but also hints at a more stable price trajectory.
• The price change over the last 12 months is a crucial metric for gauging an asset’s volatility. Investors employ this metric to assess the stability of the asset and potential risks.
• Market capitalization is the total value of all XLM tokens in circulation. It reflects the level of investment demand for the project.
• Circulating supply is the total number of tokens in circulation.
• Maximum supply indicates how limited the issuance of new tokens is. The scarcity of a coin supports its value.

These metrics allow you to evaluate the cryptocurrency’s performance and investment appeal.

XLM price forecast for 2024–2025 based on technical analysis

Based on technical indicators, let’s determine how the price of XLM will perform in the coming months.

• RSI (Relative Strength Index). The RSI is currently at 48, which is within the neutral zone. The market is now in a state of equilibrium between buyers and sellers. The indicator is neither overbought or oversold, as these conditions require it to be above 70 or below 30, respectively. The RSI indicates a potential consolidation before a significant price move. In such market conditions, one should monitor the indicator values in the coming weeks. Should it exceed 50, a bullish trend may begin.
• MACD (Moving Average Convergence/Divergence). MACD values also indicate weak market activity: the lines are very close to each other at 0.003 and 0.002, pointing to the absence of a clear trend. Such a positioning of the lines indicates low volatility and possible uncertainty among traders. The MACD’s histogram also shows low values, which confirms the absence of clear momentum.
• Moving Averages (SMA and EMA). The chart shows that the 9 EMA (exponential moving average) and 9 SMA (simple moving average) have the same trajectory. Both indicators have almost similar values (EMA: 0.0946, SMA: 0.0953), indicating no clear trend. When the EMA and SMA are in such proximity, it typically signifies a consolidation phase and a lack of price momentum. This is usually the case before a price reversal or an emerging trend.
• Trading volume. The trading volumes remain consistent, indicating a calm and stable market. Typically, an uptick in trading volumes signals the emergence of a trend.

Forecast for 2024–2025

In the coming months, the XLMUSD pair is likely to remain in a consolidation range until there is a significant change in trading volumes or market sentiment.

The RSI points to a potential trend reversal, possibly starting a new trend. If the RSI moves above 50, a gradual price increase can be expected.

The MACD gives signs of uncertainty. However, the indicator will generate a buy signal once the MACD line crosses the signal line from below.

Thus, the XLMUSD is expected to trade in the range of 0.085–0.11 until the end of 2024, gradually heading towards the upper boundary of the range. In 2025, the XLM crypto may grow towards 0.15–0.20, assuming positive developments on the blockchain.

Long-term trading plan for XLMUSD

Let’s examine the XLMUSD trading plan in terms of its short-, medium-, and long-term outlook.

Short-term targets

1. Buy at the current level of $0.09380, Take Profit – $0.1350: the price is expected to surge in a bullish impulse supported by fundamental factors.
2. Sell at $0.1350, Take Profit – $0.1000: after bullish movement, the price will likely correct to a strong support level.

Medium-term targets until the end of 2024

• Buy at $0.1000, Take Profit – $0.1550: the price may recover to the $0.1550 level, offering the upper boundary of the long-term resistance area.
• Sell at $0.1550, Take Profit – $0.0850: the cryptocurrency may correct to $0.0850 after hitting the upper boundary of the resistance area.

Long-term trading plan for 2025

• Buy от $0.0850, Take Profit – $0.2000: the XLM’s rate may soar to $0.2000 and higher against more favorable market conditions and increased popularity among investors.
• Sell at $0.2000, Take Profit – $0.1200: this scenario is possible against the background of profit-taking and corrections after rapid growth.

General considerations

• Key support levels: $0.0850
• Key resistance levels: $0.1350, $0.1550, and $0.2000.
• RSI: the level of 48 indicates neutral sentiment, but a drop below 40 will give a sell signal.
• MACD: the indicator will generate a buy signal if the MACD line crosses the signal line from below.

This trading plan covers both bullish and bearish scenarios, allowing you to adjust your strategy to market changes. In addition, it is important to monitor technical indicators and consider key support and resistance levels.

Analysts’ XLM price projections for 2024–2025

Let’s turn our attention to analysts’ predictions regarding the price of XLM for the 2024–2025 period. The majority of analysts project a consistent upward trajectory.

CoinPedia

Price range in 2024–2025: $0.10–$0.35 (as of 27.10.2024).

Analysts at CoinPedia believe that XLM’s recent price rally, prompted by Ripple’s victory in its lawsuit against the SEC, has reignited interest in XLM and could push its price to $0.22 by the end of 2024. The price may climb to $0.35 in 2025, driven by strategic partnerships with VISA, MoneyGram, and Techstars. The projected average price for 2024 is $0.16, rising to approximately $0.27 in 2025.

Changelly

Price range in 2024–2025: $0.086–$0.173 (as of 27.10.2024).

Analysts at Changelly anticipate a moderately bullish outlook for Stellar in 2024, with an expected rise to $0.162 followed by a correction. In 2025, Lumen may see a gradual increase to $0.173 with an average price of $0.131. In general, the price is forecast to demonstrate moderate fluctuations.

30Rates

Price range in 2024–2025: $0.0848–$0.1907 (as of 27.10.2024).

30Rates analysts offer a bearish outlook. The XLM rate is projected to decline in October and November. In 2025, the price may showcase growth, but it will likely be limited.

Analysts provide mixed forecasts for XLM’s price in 2024-2025. However, they are mostly optimistic about the token’s future prospects. CoinPedia and Changelly anticipate stable growth in 2025, supported by partnership agreements with VISA and MoneyGram. At the same time, 30Rates and GovCapital expect moderate volatility.

In my view, new partnerships and efforts to expand the Stellar network indicate good prospects for long-term investments. However, traders and investors should consider potential risks in the first half of 2025 related to market volatility.

Analysts’ XLM price projections for 2026

In 2026, analysts predict that Stellar (XLM) will experience wide fluctuations. The rate is expected to range between $0.10 and $0.51, depending on fundamental background.

CoinPedia

CoinPedia forecasts that the cryptocurrency will trade within a range of $0.26 to $0.51 with an average price of around $0.37. The growth is projected due to the prospect of new partnerships and ecosystem improvements.

Changelly

According to Changelly, XLM’s price will trade between $0.104 and $0.253, displaying a gradual increase throughout the year.

30Rates

30Rates believes that XLM will experience elevated volatility within the range of $0.1723 to $0.2845 in 2026.

According to forecasts for 2026, the XLM price may grow against expanding collaborative efforts and the integration of innovative blockchain technologies. While periods of considerable volatility are anticipated, the outlook is generally bullish.

Analysts’ XLM price projections for 2027

Forecasts for 2027 suggest that the Stellar (XLM) exchange rate will exhibit considerable volatility, with a decline in value and a gradual recovery over the year.

CoinPedia

CoinPedia estimates that the XLM price will vary between $0.55 and $0.63, with an average price of $0.59. The partnership agreements are expected to ensure stable network development.

Changelly

Changelly predicts a price range of $0.218 to $0.364, with an average price target of $0.291.

30Rates

30Rates expects a significant decline in the price since the beginning of the year. The XLM quotes will reach a low of $0.077 by December. Volatility will likely continue to limit the token’s growth potential.

In their forecasts for 2027, experts are divided about the future of the XLM rate. Some anticipate a decline in price, while others expect a sustained upward trajectory. The value of the coin is likely to be underpinned by the impact of long-term partnerships and the strengthening of the project’s ecosystem.

Analysts’ XLM price projections for 2028

Projections for 2028 reveal that the price of Stellar (XLM) may decrease. The rate is forecast to stabilize in the second half of the year.

CoinPedia

CoinPedia suggests a range of $0.66 to $0.77, with a projected average price of $0.72. New technologies and projects on the Stellar network are expected to drive the price.

Changelly

Changelly predicts that XLM will trade between $0.323 and $0.550, with an average price of around $0.4365. The exchange rate will be buoyed by the demand for services and the popularity of cryptocurrency payments.

30Rates

30Rates indicates a volatile start to the year. The price will decline to $0.068 in April before starting to rise to $0.108 in November.

For 2028, forecasts remain mixed, with expectations of a possible recovery in the second half of the year. The focus is on actual crypto adoption and network adaptation, which could support long-term growth.

Analysts’ XLM price projections for 2029

In 2029, the Stellar (XLM) cryptocurrency may see notable growth if partnerships are successful and the market strengthens.

CoinPedia

CoinPedia estimates that the XLM exchange rate could reach $0.89 in 2029, with a minimum price of $0.75 and an average price of around $0.822. The growth will be backed by the expansion of international partnerships.

Changelly

Changelly suggests that the price of XLM will trade between $0.479 and $0.797, with an average price of around $0.638. The forecast takes into account the prospects for new projects and the implementation of current initiatives.

Forecasts for 2029 offer a moderately optimistic outlook for XLM. While volatility remains a significant factor, the long-term prospects remain promising.

Analysts’ XLM price projections for 2030

Analysts anticipate that Stellar (XLM) will achieve significant growth in 2030, assuming positive market conditions persist.

CoinPedia

CoinPedia indicates a price range of $0.89 to $1.02, with an anticipated average price of $0.982. Growth is driven by continued ecosystem development and increased confidence from major investors.

Changelly

Changelly estimates that XLM will trade between $0.724 and $1.22. The gains will come from increased demand for cross-border transaction solutions.

XLM forecasts for 2030 reflect robust optimism, which will be backed by the growing use of the cryptocurrency in international payments. However, volatility may affect performance, so investors should remain cautious.

Analysts’ XLM price projections until 2050

Long-term forecasts are very approximate. Actual market conditions will depend on various fundamental factors, such as regulatory actions, technological advances, and global economic conditions.

Coingape

Coingape predicts that the price of XLM may hit $93.3 by 2050 due to the growing demand for cross-border payments and the popularity of blockchain technology.

Coinmarketcap

Coinmarketcap gives a more conservative forecast. The value of XLM will be around $4.608 by 2050 due to the gradual development and stabilization of the cryptocurrency market.

Changelly

Changelly is bullish and expects XLM’s price to reach $107.38 by 2050 if the project continues to succeed and expand its partnerships.

Long-term price forecasts for XLM vary widely from moderate to extremely optimistic estimates. Such discrepancies are explained by high uncertainty and a multitude of factors affecting the cryptocurrency market. However, all analysts assume a significant growth potential for XLM, especially in case of successful development of technologies and partnerships.

Market sentiment for XLM (Stellar) on social media

Social media sentiment is an analysis technique that reveals public perception, emotions, and opinions about an asset, such as Stellar (XLM), on various social media platforms. The analysis enables you to ascertain the overall sentiment, whether it is bullish (optimistic) or bearish (pessimistic).

Social Volume indicates the number of unique mentions of an asset on social media. A greater number of mentions indicates that the asset is attracting more attention.

Social Engagement provides insight into the activity of the community surrounding XLM. Higher engagement indicates greater interest and potential liquidity for the asset.

Net Social Media Sentiment reflects the overall market sentiment by analyzing social media posts. If posts about XLM are mostly bullish, this could signal an upward trend, while a prevalence of bearish sentiment could mean lower prices.

At the moment, according to reviews on social media platforms, sentiment for XLM and other altcoins is predominantly neutral-optimistic, which suggests interest and expectations of stable development of the asset.

For an example, let’s take two popular experts.

Willy Woo

• Woo believes that altcoins have become less attractive to retail investors due to recurring loss cycles. He sees each new wave of altcoins (meme coins, DeFi) as less strong than the previous ones.

• He recommends trading altcoins rather than holding them over the long term. According to Woo, this market is an ‘insider’s game’ where the chances of long-term profits are slim for most participants.

CryptoMichNL

XLM price history

Stellar (XLM) reached the highest price of $0.8756 on 2018-01-03.

The lowest price of Stellar (XLM) was recorded on 2015-03-05 when the coin plunged to $0.0004761.

The chart below illustrates the historical performance of the XLMUSD over the past ten years. To ensure the accuracy of our predictions, it is essential to analyze the historical data.

According to the latest data, the price of Stellar (XLM) showcased high volatility between 2017 and 2023. In 2021, the coin experienced significant growth, reaching $0.79 in May, driven by the general bullish momentum in the cryptocurrency market. By the end of 2021, the price dropped to an average of $0.26. In 2023, the price averaged around $0.12, showing an upward trend from $0.09 in 2022.

In 2024, the price of Stellar (XLM) was influenced by a number of macroeconomic factors, including the overall crypto market landscape and increased regulatory scrutiny. One of the key drivers of growth in 2024 was Stellar’s partnership with VISA to introduce fast payments in Africa, as well as the launch of joint projects with various governments. These initiatives have contributed to a resurgence of interest in XLM and have had a positive impact on its value.

Furthermore, collaboration with MoneyGram and advancements in technology have attracted investor attention, further fueling growth. However, volatility remains high due to global uncertainty and continued regulatory pressure on the cryptocurrency sector.

XLM fundamental analysis

The Stellar (XLM) rate is shaped by a variety of fundamental factors. Among the key ones are market demand and technology development. Regulatory aspects and the global economic situation are also important. New partnerships and blockchain improvements play a significant role, driving demand and attracting new investors.

What factors affect the price of XLM?

• Market demand. Increased use cases of XLM lead to an increase in the cryptocurrency’s quotes.
• Technological developments. Updates to protocols can increase the efficiency and attractiveness of XLM.
• Network anchors. Performance and reliability of third-party anchors, organizations that link the blockchain to external financial systems, are critical to Stellar’s performance.
• Regulation. Regulatory changes directly affect the XLM price.
• Partnerships and tokenization. New partnerships drive demand for the coin and its growth.
• Global economic health. In countries experiencing economic unrest, XLM may emerge as a more attractive alternative, leading to increased demand.

More facts about XLM

Stellar (XLM) was launched in 2014 aiming to provide a platform for efficient cross-border payments. The founders, Jed McCaleb and Joyce Kim, designed Stellar as an open-source and decentralized blockchain network to facilitate faster and more cost-effective financial transfers between users and financial institutions.

XLM’s value has increased significantly due to strategic partnerships with major corporations such as IBM and its involvement in government-backed initiatives. XLM is a widely used cryptocurrency in the financial industry for remittances and international payments. Blockchain technology is attracting the attention of banks and financial institutions looking for fast and affordable alternatives to traditional transactions.

XLM is a popular cryptocurrency among traders due to its technological advantages and focus on integration into traditional finance. Instant transactions and low fees make XLM an attractive choice for both large banks and retail users, especially in developing countries.

Advantages and disadvantages of investing in XLM

Advantages:

1. Low transaction fees. Stellar offers extremely low fees, making it attractive for cross-border payments and microtransactions, especially in developing countries.

2. High speed. Transactions on the Stellar network are completed almost instantly, which is significantly faster than traditional wire transfers. This is a key factor for users and businesses that value speed.

3. Partnerships and integration. Partnerships with giants such as IBM and MoneyGram help XLM strengthen its market position.

4. Open-source and decentralized network. Stellar focuses on financial inclusion, which makes it attractive to users without access to traditional banks. Decentralization helps eliminate third-party control, making payments more secure.

5. Technical support and development. Stellar is actively developing, with support from the Stellar Development Foundation contributing to its innovative growth. This attracts investors and positively affects the coin’s exchange rate.

Disadvantages:

1. High volatility. As with many cryptocurrencies, XLM is subject to significant rate fluctuations, which creates risk for investors.

2. Competition. Ripple (XRP), the project’s main rival, also offers cross-border payment solutions, reducing Stellar’s growth potential.

3. Regulatory risks. Regulatory measures and possible restrictions on cryptocurrencies may harm the XLM exchange rate.

4. Dependence on partnerships. Stellar’s success depends largely on maintaining existing and entering into new partnership agreements. The loss of major partners could adversely affect the value of XLM.

5. Low adoption in some regions. Despite its successes, interest in XLM remains low in some regions, limiting its global growth and potential.

How we make forecasts

We employ a blend of fundamental and technical analysis when forecasting the XLM rate.

Short-term forecasts consider current market sentiment, trading volume, chart patterns, and indicators such as the RSI and MACD.

Medium-term forecasts take into account fundamental factors, including partnership agreements, technology upgrades, and regulatory changes. The impact of macroeconomic events is also factored in.

Long-term forecasts are based on several factors, including the prospects of network development, technology adoption in various industries, conclusion of strategic partnerships, and the cryptocurrency market’s general trend.

Conclusion: Is XLM a good investment?

In general, analysts offer a long-term bullish outlook for Stellar Lumens (XLM). Firstly, XLM’s growing popularity stems from the strengthening of partnerships with financial institutions and corporations, including VISA and MoneyGram, which facilitate integration into traditional finance. Secondly, the project is undergoing active development. New technological enhancements and improvements to the Stellar consensus protocol are making the network more efficient.

Furthermore, XLM is designed to address tangible issues such as high cross-border transfer fees and the slow transaction processing speed. The project’s focus on financial inclusion, particularly in developing countries, enhances the appeal of XLM.

However, it is important to consider the risks involved. The potential for high volatility, regulatory uncertainty, and competition, particularly with Ripple (XRP), could negatively impact XLM’s exchange rate. However, long-term projections indicate the potential for growth to $1 or higher by 2030, provided the ecosystem continues to gain traction.

At current prices, XLM appears to be a promising long-term investment. However, it is essential to carefully assess the risks and monitor the project’s development to make informed trading and investment decisions.

Price chart of XLMUSD in real time mode